Accidental Injury
Accidental Injury Insurance distributed by Principal ®

Offer Employees a Financial Back-up Plan

Accident insurance helps your employees cover out-of-pocket expenses after an accidental injury. You can help your employees be better prepared to handle expenses that arise after an accidental injury— with accident insurance from Principal®️. It can help your covered employees and their families manage additional expenses that pop up after an injury. The coverage pays tax-free cash benefits directly to the employee, regardless of other insurance coverages or actual expenses.  
Those without dental benefits report high incidences of illnesses:

How Does it Work?

Accidental Injury Insurance with Principal®️ pays an up-front, lump-sum benefit based on covered injuries received. It’s not dependent on services, tests or treatments, so employees can get paid right away with less paperwork. And there’s no guesswork about the benefit amount.


Simplified design, minimal paperwork, and quick claims
Proof of good health is never required
Employees can buy protection for their spouse and/or kids
You can include an accidental death and dismemberment (AD&D) benefit, wellness, and portability

The employee’s in control

Accident insurance helps your employees maintain financial wellness. The expenses that can result from unexpected injuries can often be overwhelming to your employees and their families. When they’re covered by accident insurance, they can breathe a sigh of relief that they’re better prepared financially just in case an accident happens.